Tom Riley, who grew up in the Bentley area of Doncaster and studied Business & Marketing at Sheffield Hallam University, has long been obsessed with the power of digital. From his teenage years building websites in his bedroom at his mum’s house to ranking them on Google, Riley has always been one step ahead in the online space.
“I was 16, sat at a creaky old desk, learning how to build websites and get traffic,” says Riley. “It started out as a hobby, but I soon realised I could use those skills to create something meaningful. Fast forward a few years, and this platform is my way of helping people who've unknowingly overpaid for car finance."
What Does Car Finance Claims UK Do?
Car Finance Claims UK helps UK drivers check if they were mis-sold a car finance agreement such as PCP and guides them through the process of claiming compensation.
The platform simplifies PCP claims by offering a quick online checker, clear next steps, and access to support — making it easier than ever to understand if you’re owed money.
The site offers a quick eligibility checker, explains your legal rights, and connects users with expert support to start a claim. If you financed a car between 2007 and 2021, you may be entitled to money back – and Car Finance Claims UK makes it easy to find out.
The Potential PCP Scandal Explained
Between 2007 and 2021, millions of drivers across the UK signed up for PCP finance agreements – a popular way to spread the cost of a new or used car. But many of these deals were arranged under secretive “discretionary commission” structures, where car dealers could earn more commission by charging customers higher interest rates — without disclosing this to them.
These arrangements have since been banned, and a huge wave of complaints has followed, with growing public awareness around mis-selling. The result? Drivers may now be owed thousands in compensation — but many still don’t know it.
Empowering Drivers Through Tech
Car Finance Claims UK offers a clean, mobile-friendly experience where users can answer a few simple questions to begin the process. It’s designed for everyone — no paperwork, no legal jargon, just clear answers and actionable next steps.
“This isn’t about targeting car finance companies for the sake of it,” Riley adds. “It’s about justice. People trusted dealerships, but many were unknowingly sold unfair agreements. This site gives them the tools to do something about it — quickly and confidently.”